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Christmas is, for most families, the most joyful time of the year. Parents of small children, especially, look forward to watching the wonder of Christmas morning in their kids’ eyes, when the results of Santa Claus’s visit are finally revealed. Parents who get to live these moments with their children, at home, can’t wait for the next holiday season to arrive. Parents who have to travel with young children, at Christmastime, by air, might feel completely different about the holiday season.

The whole process of airline traveling has become much more difficult for everyone in the last few years, with flight delays, missing luggage, and cramped quarters inside the planes themselves. Adding the pressure of trying to keep young children in tow and intact through all of it, is enough to eliminate any parent’s Christmas spirit.

Airline travel can’t be made easy for parents, unfortunately, but it can be made slightly more tolerable, if parents take a little time to ensure a few things:

Send Christmas gifts and other necessary items ahead, as much as possible. With the strict limits being applied to carry-on items and check-in luggage, trying to keep track of gifts for Grandma and Grandpa is one hassle parents don’t need. It’s an extra expense, but less than you’d pay in time and money to replace gifts, if they’re lost by the airline.

The main way to avoid as many airports as possible is to book non-stop flights, whenever they’re available. More travelers than ever before are missing connections these days, a problem that’s worse during the high-travel days of the holiday season. Missing a connection, then being stuck in an airport in a strange town, with young kids, while waiting for another flight, could ruin any parent’s holiday.

Parents may want to spend the extra money to reserve seats for young children, and bring their carseats to use on the plane. Both parent and child will have a much more comfortable flight, and the safety of the whole family is better ensured, if everyone has a seat.

Even though it means more time in the airport, it’s better to arrive well ahead of a scheduled flight than to try and rush through a crowd, with toddlers or infants. Parents can bring games or toys or portable video players to keep kids occupied, while waiting for a flight, and to use onboard the plane.

It’s much easier to celebrate Christmas at home, but extended families today are so spread out that a trip to Grandma’s house for the holidays is what everyone wants, despite the fact that it’s more difficult than ever before. Patience is required, but the joy of spending Christmas with loved ones is usually worth the cost and the trouble.

Today online, there is a ton of stuff about fully automated recruiting systems that supposedly will make you boatloads of money while you’re off playing golf. This certainly is an appealing idea, after all who wouldn’t want to be a part of a system that makes them cash on autopilot?

I want to share with you the real deal about these so called “no work” systems. The reality is that most people aren’t getting wealthy. In fact, many of these systems prey on the newbie and inexperienced internet network marketer who doesn’t know any better. With that in mind, there are some benefits to using an automated system, but there are still many things that you should know that the system doesn’t provide.

I’m sure you’re not the only one who would be a little hesitant upon hearing outrageous claims like this, “Make $2,000/wk! We build your Melaleuca downline for you. No selling or recruiting required!” Now come on, if it were really this easy, why wouldn’t everyone and their mom be doing this? What it comes down to is this, it’s a business opportunity catered to lazy bums. But lazy bums aren’t successful and will never achieve wealth, instead they get sucked into the hype of making a quick and easy buck without putting any effort into the deal. They will lose money and continue to lose money on one scam after another.

There are so many outrageous claims floating around in the internet that appeal to people who believe that wealth and success can be bought for $179. People like these buy into ads that say that their downline will be built and managed for them. They believe that time is of the essence and that they are going to miss the boat because there are hundreds of downline waiting to join their business. These ads really just hone in on elements of pride, greed and laziness and those things won’t build your business!

You need to take a step back and look at things with a clear head. If there is no selling or recruiting involved on your part why do they need you? You can never get something for nothing, unless you’re shoplifting. But in the network marketing realm, you have to be bringing something to the table in order to be receiving commission checks. Here’s what you are contributing in a real, legitimate Melaleuca home based business to make it work: You’re contributing the indispensable human interaction. Which is exactly why network-marketing companies need real-live people, and why they’re willing to shell out the big bucks for you.

Here’s the thing, an automated recruiting system is a great tool for building a successful business, but is completely useless all by itself. You, a real live human being are the missing piece that completes the puzzle. Your personal communication, interaction, and mentoring is the glue that holds an organization together. Network marketing and the Melaleuca business is based on building good relationships with people. Whether it’s with your retail customers, downline distributors, or even your Melaleuca, Inc. sponsors, this human element is something that an automated system will never accomplish.

You get paid to manage your business. You get paid to grow and lead an organization and that mean helping others to succeed as well. When your downline doesn’t feel like he or she can continue, you get paid to help them get back on track. As you build your business, you’ll find that every Melaleuca.com distributor needs different things in order to become successful leaders in their own business and again, this is something that automated recruiting systems can’t do.

Build your business right! Despite all of what we talked about, an automated recruiting system should still be a part of your business. The point I want you to see is that you can’t just rely on it entirely to build your business. To build a solid business, you have to get involved in building your MLM Melaleuca business or else you’ll wind up with a revolving door - people come in, people leave. An automated recruiting system may be the reason people come into your business, but you are ultimately the reason they stay and succeed!

In this 3rd installation in a series about The Top 10 Cars in metropolitan areas by Internet searches, I take a look at Chicago. You will find many of the same cars as you have seen in Los Angeles and Houston. However, the order has changed slightly. If your car is in the top 10, chances are that you are making a wise car-buying decision.

The Top 10 Chicago Cars are: 1. Chevrolet Chicago, 2. Ford Chicago, 3. Toyota Chicago, 4. BMW Chicago, 5. Nissan Chicago, 6. Mercedes Benz Chicago, 7. Dodge Chicago, 8. Honda Chicago, 9. Cadillac Chicago, and 10. Pontiac Chicago.

1. Chicago Chevrolet

Like in Houston, Chevrolet Chicago tops the list of Chicago cars. A little more than 340,000 people searched for Chevrolet Chicago. This is more than what was searched in either Los Angeles or Houston.

2. Ford Chicago

Number two is Ford Chicago. More people searched for Ford Chicago than either Ford Los Angeles or Ford Houston. Just about 247,000 searches happened for Ford Chicago.

3. Chicago Toyota

Number three is Toyota Chicago. Toyota Chicago did better than Toyota Houston but not as good as Toyota Los Angeles. There were about 163,000 searches performed for Toyota Chicago.

4. BMW Chicago

Number four is BMW Chicago. Just like Toyota Chicago, there were fewer searches for BMW Chicago than BMW Los Angeles. But there more searches for Toyota Chicago than for BMW Houston. Just a little more than 154,000 searches were registered for Toyota Chicago.

5. Nissan Chicago

Number five is Nissan Chicago. This is a strong showing. It beats both Nissan Los Angeles and Nissan Houston. Chicago Nissan was searched for just about 132,000 times.

6. Chicago Mercedes Benz

Mercedes Benz Chicago matches Mercedes Benz Los Angeles’s placement in the sixth spot. It received nearly 120,000 searches. This is lower then Mercedes Benz Los Angeles and higher than Mercedes Benz Chicago.

7. Dodge Chicago

In the seventh slot is Dodge Chicago. Just about 114,000 searches happened for Dodge Chicago. This means it ranked higher than both Dodge Houston and Dodge Los Angeles.

8. Chicago Honda

This is probably the most surprising on the list. Honda Chicago falls to number 8 on the Chicago list. Something like 102,000 Honda Chicago searches were performed. This is well below both Honda Los Angeles and Honda Houston.

9. Cadillac Chicago

Cadillac Chicago came in ninth. This is good news for Cadillac because it didn’t even make it onto the Los Angeles List. And it was number 10 in Houston. Cadillac Chicago had about 100,000 searches.

10. Pontiac Chicago

Pontiac Chicago is a newcomer to the Top 10 Car List. Nearly 90,000 searches occurred for Pontiac Chicago. Pontiac didn’t show up on either the Los Angeles or Houston lists.

So that’s Chicago’s Top 10 Car List. Did your car make the list? If it did, then chances are that you’re searching for a good car. The majority tends to steer towards reliable cars.

Finding and using an RV finance calculator is so important to the loan process because it is the one tool that will help you know what price point your are at as a buyer. After all, knowing the price of what you can afford will determine what you buy. Get RV Financing has a website with an RV finance calculator. Their website is at www.getrvfinancing.com. Try changing these fields and see how each field changes the monthly payment. Do your best to calculate your desired interest rate, monthly payment, purchase price, and loan duration. All of these terms are explained below.

RV Financing Rates:

As you are probably aware, interest is an added charge that is added to the cost of your loan by the lender. A lower interest rate will lead to a lower loan cost and either lowers payments or shortens the length of financing. When you are shopping for RV lenders, you can use the RV finance calculator to compare the monthly payments based on different interest rates. Make sure that you know if the interest rate is ‘variable’ which means it will change over time, or ‘fixed’ which means that it will always be the same. Most buyers prefer fixed, because they know that their payments will always be the same. An RV finance calculator cannot help you much when you are using a variable rate because the monthly payment will change.

Length of term:

The length of term is how long you will be paying off the loan. The RV finance calculator may limit you to a choice of 10, 15 or 20 year financing. If you made the minimum monthly payment on your loan each month this is how long you would be making payments. Some lenders will charge an extra ‘pre-payment penalty’ if you pay your loan off early. At Get RV Financing there is no penalty for paying your loan off early.

Money Up Front:

The down payment is the money you provide to the lender before they fund the RV. It is always better to put a higher down payment down because it will lower your monthly payments, lower your interest rate, and shorten your length of loan. There are zero money down loans available if you are someone who does not have cash on hand, but it is recommended to put down as much as possible. Also, when you use the RV finance calculator, be sure to subtract this amount out of the purchase price before calculating.

Purchase Price is the last category. This varies depending on your taste, lifestyle, and desires. Prices vary between Class A and Class C RV’s as well as amenities and location of the RV. This the most flexible of all loan terms because it solely depends on what you choose.